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	<title>Georgia Watch - Protecting Consumers, Promoting Transparency, Empowering Citizens &#187; Credit Freeze</title>
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	<description>Protecting Consumers, Promoting Transparency, Empowering Citizens</description>
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		<title>Atlanta organizations join forces to “fight identity theft”</title>
		<link>http://www.georgiawatch.org/2009/09/18/atlanta-organizations-join-forces-to-%e2%80%9cfight-identity-theft%e2%80%9d/</link>
		<comments>http://www.georgiawatch.org/2009/09/18/atlanta-organizations-join-forces-to-%e2%80%9cfight-identity-theft%e2%80%9d/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 19:40:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[ID Theft]]></category>

		<guid isPermaLink="false">http://www.georgiawatch.org/?p=768</guid>
		<description><![CDATA[A coalition of organizations, including Georgia Watch, begins an initiative fighting back against one of the fasting growing crimes in the nation. Atlanta Victim Assistance, Inc. leads the campaign dubbed Project SAFE, to raise public awareness about identity theft.. Following a news conference on August 17th at Atlanta City Hall, the new “Fight Identity Theft” [...]]]></description>
			<content:encoded><![CDATA[<p>A coalition of organizations, including Georgia Watch, begins an initiative fighting back against one of the fasting growing crimes in the nation. Atlanta Victim Assistance, Inc. leads the campaign dubbed Project SAFE, to raise public awareness about identity theft..<span id="more-768"></span> </p>
<p>Following a news conference on August 17th at Atlanta City Hall, the new “Fight Identity Theft” campaign of Project SAFE kicked off, revealing a series of vivid print ads, posters and online materials depicting real life victims of identity theft in boxing gloves. The one-time victims have become “victors” by taking action against identity thieves and refusing to be “victims”. </p>
<p>“Many different organizations have been working diligently to prevent identity theft,” AVA Executive Director Brenda Muhammad said. “But we’ve realized that we can help more people by combining our efforts and that’s why we’re sending out a call to arms to the entire Atlanta community. AVA is ready to team up with any responsible partner who answers that call.” </p>
<p>Georgia Watch has conducted identity theft workshops at locations across the state &#8211; including military bases &#8211; empowering  thousands of Georgians with educational materials and tools to fight this crime.  </p>
<p>The organization will continue to raise awareness about credit freeze, the only viable form of protection from new account fraud, as the “Fight Identity Theft” progresses. Credit freeze is the only effective, proactive tool to stop new account fraud, one of the most damaging forms of identity theft. A freeze allows consumers to bar access to their credit files with the three major credit reporting agencies (CRAs), prohibiting identity thieves from fraudulently opening new accounts or lines of credit in a victim’s name. </p>
<p>“Georgia Watch and Clark Howard fought to pass affordable credit freeze in 2008 and succeeded,” Georgia Watch Executive Director Angela Speir Phelps said. “We are dedicated to protecting Georgians from financial harm caused by thieves seeking to destroy credit and peace of mind. We are thrilled to join Project Safe &#8211; this is invaluable work being done by a formidable coalition.”</p>
<p>Visit <a href="http://www.atlantava.org/projectsafe/">Project SAFE online</a> for more information.</p>
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		<title>Protect against ID theft with a credit freeze</title>
		<link>http://www.georgiawatch.org/2009/05/19/credit-freeze/</link>
		<comments>http://www.georgiawatch.org/2009/05/19/credit-freeze/#comments</comments>
		<pubDate>Tue, 19 May 2009 20:36:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[Georgia Watch]]></category>

		<guid isPermaLink="false">http://georgiawatch.org/?p=153</guid>
		<description><![CDATA[Credit freeze is the only effective, proactive tool to stop new account fraud, one of the most damaging forms of identity theft. A freeze allows consumers to bar access to their credit files with the three major credit reporting agencies (CRAs), prohibiting identity thieves from fraudulently opening new accounts or lines of credit in a [...]]]></description>
			<content:encoded><![CDATA[<p>Credit freeze is the only effective, proactive tool to stop new account fraud, one of the most damaging forms of identity theft. A freeze allows consumers to bar access to their credit files with the three major credit reporting agencies (CRAs), prohibiting identity thieves from fraudulently opening new accounts or lines of credit in a victim’s name.<span id="more-153"></span></p>
<p><!--more--><br />
Credit freezes are $3 for all Georgia citizens and are FREE to all seniors 65+ and victims of identity theft with a valid police report.<!--more--></p>
<p><!--more--><br />
In order to request this service, you must send a letter by certified mail to each of the three credit reporting agencies containing:<!--more--></p>
<p><!--more--><br />
* $3 payment via check or money order<br />
* Name<br />
* Address<br />
* Date of birth<br />
* Social Security number<br />
* A copy of a government-issued identification card, such as a driver’s license, state or military ID card.<br />
* One copy of a utility bill, bank or insurance statement. Credit card statements, voided checks, lease agreements, magazine subscriptions and postal service forwarding are not accepted as proof.<br />
* A copy of a valid police report, if you are a victim of identity theft.<!--more--></p>
<p><!--more--><br />
Send your request via certified mail to all three credit reporting agencies:<!--more--></p>
<p><!--more--><br />
Equifax Security Freeze<br />
P.O. Box 105788<br />
Atlanta, Georgia 30348</p>
<p><!--more--><br />
Experian Security Freeze<br />
P.O. Box 9554<br />
Allen, TX 75013</p>
<p><!--more--><br />
TransUnion Fraud Victim Assistance Department<br />
P.O. Box 6790<br />
Fullerton, CA 92834<!--more--></p>
<p><!--more--><br />
You can also freeze your credit online by going to each bureau’s website and following the directions.<br />
–	<a href="https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp" target="_blank">Equifax<br />
</a> –	<a href="https://www.experian.com/freeze/center.html" target="_blank">Experian<br />
</a> –	<a href="https://annualcreditreport.transunion.com/fa/securityFreeze/landing" target="_blank">TransUnion</a></p>
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